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How Startups Can Control Spending in Their First Year
Fri, 17 Jun 2016 10:06:29 -0400 - The booming tech economy has produced a wave of smart, ambitious entrepreneurs intent on creating fast-growing companies that can disrupt existing markets or even create new ones. As with any new business, though, solid, common-sense business principles can mean the difference between prudent growth and excessive
10 reasons to never be too cool for Old School
Thu, 16 Jun 2016 14:53:42 -0400 - You may think you’re too cool for “Old School,” but there’s one thing it produced that you can’t be successful without: the fundamentals. Here are ten essential operating fundamentals that are timelessly, beautifully, definitively, non-negotiably, Old School. Financial statements: Become an expert at understanding
Research, Anticipate and Plan: How to Ace Your Job Interview
Wed, 15 Jun 2016 10:57:09 -0400 - Your application was filed, you got the all-important call-back and the interview is scheduled. Now what do you do? The  job application process  is different from the job interview process, and so are the preparations. The ValuePenguin Careers  team has compiled a three-phase plan for you to get ready the next time
How Small Businesses Can Control Costs in the Early Stages
Mon, 13 Jun 2016 10:22:57 -0400 - Owning a small business is an all-out battle to find the right balance between generating revenue and limiting costs. That’s especially true in a business’s first year, when finding a sustainable customer base requires investment. We asked Rita Cheng , a financial advisor who works with small businesses, about ways
Tax-Reduction Tips for Small Businesses
Fri, 10 Jun 2016 09:54:34 -0400 - Small businesses face many challenges, especially in the early days, including developing a product or service, targeting it to the right market, hiring the right employees and keeping expenses under control. Meanwhile, taking the right approach to taxes is a crucial factor that sometimes is overlooked. We asked
5 Small Businesses to Start After 50
Wed, 08 Jun 2016 09:54:31 -0400 - The passion that spurs someone to dream of starting a business isn’t reserved for the techie millennial in the torn jeans and hoodie. Even the person in the relaxed-fit khakis and reading glasses can feel the zeal. Research shows baby boomers may have a greater passion for entrepreneurship than younger generations.
Remember America’s militia on Memorial Day
Mon, 30 May 2016 16:05:36 -0400 - This is Jim’s traditional Memorial Day column. Reasonable people disagree on the origins of Memorial Day, but most accept that the practice of decorating the graves of Americans who died in military service began in earnest during the Civil War. On May 5, 1868, General John A. Logan, Commander of the Army of the
How to Build Up A Business Credit Score
Fri, 27 May 2016 09:29:15 -0400 - Building your company's credit history is important -- now more than ever. Most firms seeking loans aren’t examined by Venture Capital investors with the time and resources to carefully examine balance sheets. Major banks now issue fewer small business loans than ever before. For these financial institutions, the
Small Businesses Can Get Better at Managing Cash Flow
Thu, 26 May 2016 10:30:53 -0400 - One of the most essential jobs for a small-business owner is ensuring that enough money is coming in — at the right time. Managing cash flow well means that you have money to pay bills during slow times. Managing it poorly could mean the end of your business, no matter your revenue. We asked Dmitriy Fomichenko , a
What Business Owners Should Think About in the First Year
Thu, 19 May 2016 11:46:31 -0400 - You’ve come up with an idea for a product or service, identified a target market and decided to start your small business. Congratulations on pursuing your dream! Now comes the hard part — long months spent building a business, one customer at a time. The first year of a small business’s existence is crucial, as
A Beginner's Guide to Freelancing
Thu, 19 May 2016 09:17:11 -0400 - More than one in three American workers are setting their own hours and working from home or cafes while still contributing to companies large and small on a consistent basis. Yes, freelance or contract employees are here, and they're here to stay, given that technology increasingly allows us all to work together
Why Ignoring Cash Flow Can Kill Your Small Business
Wed, 18 May 2016 11:32:44 -0400 - Businesses face many hurdles, especially when just getting started, and cash flow is near the top of the list. Even for profitable companies, it can be a challenge to make sure that more money is coming in every month than is going out. Inventory, accounts receivable, vendor contracts and payroll all must be managed
Organizational special sauce: an intangible force
Mon, 16 May 2016 15:56:13 -0400 - ”Two all-beef patties, special sauce, lettuce, cheese, pickles, onions on a sesame seed bun.” You may know this line as the commercial jingle describing the Big Mac that McDonalds’ created to compete with the Hardee’s Husky, which came with essentially the same condiments, including Hardee’s own special sauce. Over
The Benefits of Credit Card Financing For Small Business
Wed, 04 May 2016 11:27:04 -0400 - It’s becoming increasingly harder for small businesses to get traditional loans, forcing many entrepreneurs to scramble for solutions. As MotleyFool’s John Maxfield puts it “loans to big businesses offer economies of scale, which offset the individualized attention that's needed to analyze a business'
Four marketplace truths about your customers
Mon, 18 Apr 2016 21:11:03 -0400 - Spend time in the marketplace and you’ll have many close encounters of the third kind with the most interesting species in all of nature: the human being. And as we have learned, the nature of humans isn’t much different from other animals: All need to breathe, eat, drink, procreate and survive.  But there is


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