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How to Build Up A Business Credit Score
Fri, 27 May 2016 09:29:15 -0400 - Building your company's credit history is important -- now more than ever. Most firms seeking loans aren’t examined by Venture Capital investors with the time and resources to carefully examine balance sheets. Major banks now issue fewer small business loans than ever before. For these financial institutions, the
Small Businesses Can Get Better at Managing Cash Flow
Thu, 26 May 2016 10:30:53 -0400 - One of the most essential jobs for a small-business owner is ensuring that enough money is coming in — at the right time. Managing cash flow well means that you have money to pay bills during slow times. Managing it poorly could mean the end of your business, no matter your revenue. We asked Dmitriy Fomichenko , a
What Business Owners Should Think About in the First Year
Thu, 19 May 2016 11:46:31 -0400 - You’ve come up with an idea for a product or service, identified a target market and decided to start your small business. Congratulations on pursuing your dream! Now comes the hard part — long months spent building a business, one customer at a time. The first year of a small business’s existence is crucial, as
A Beginner's Guide to Freelancing
Thu, 19 May 2016 09:17:11 -0400 - More than one in three American workers are setting their own hours and working from home or cafes while still contributing to companies large and small on a consistent basis. Yes, freelance or contract employees are here, and they're here to stay, given that technology increasingly allows us all to work together
Why Ignoring Cash Flow Can Kill Your Small Business
Wed, 18 May 2016 11:32:44 -0400 - Businesses face many hurdles, especially when just getting started, and cash flow is near the top of the list. Even for profitable companies, it can be a challenge to make sure that more money is coming in every month than is going out. Inventory, accounts receivable, vendor contracts and payroll all must be managed
Organizational special sauce: an intangible force
Mon, 16 May 2016 15:56:13 -0400 - ”Two all-beef patties, special sauce, lettuce, cheese, pickles, onions on a sesame seed bun.” You may know this line as the commercial jingle describing the Big Mac that McDonalds’ created to compete with the Hardee’s Husky, which came with essentially the same condiments, including Hardee’s own special sauce. Over
The Benefits of Credit Card Financing For Small Business
Wed, 04 May 2016 11:27:04 -0400 - It’s becoming increasingly harder for small businesses to get traditional loans, forcing many entrepreneurs to scramble for solutions. As MotleyFool’s John Maxfield puts it “loans to big businesses offer economies of scale, which offset the individualized attention that's needed to analyze a business'
Four marketplace truths about your customers
Mon, 18 Apr 2016 21:11:03 -0400 - Spend time in the marketplace and you’ll have many close encounters of the third kind with the most interesting species in all of nature: the human being. And as we have learned, the nature of humans isn’t much different from other animals: All need to breathe, eat, drink, procreate and survive.  But there is
You say your business plan every day
Mon, 11 Apr 2016 13:28:00 -0400 - Do you have a business plan? What? In your head? How’s that working for you? Don’t know how to get one started? Well consider this conversation that happens many times, every day, between business owners just like you and the people they meet. Friend:   “Hi Joe.  Heard you started a business. What’re you doing?”
Four things salespeople can learn from Sir Laurence Olivier
Tue, 05 Apr 2016 12:27:36 -0400 - The great English actor, Sir Laurence Olivier, once admitted after a lifetime on stage and screen that he had always suffered from stage fright. Think about that. One of the 20 th century’s most revered actors, who appeared in over 120 stage roles, 60 movies, more than 15 television productions and countless
25 Ways to Double Your Paycheck in One Month
Tue, 05 Apr 2016 08:30:31 -0400 - Let's face it: Everyone wishes they were making more money. But unfortunately, not everyone can ask for a pay increase and actually get the raise. Still, there are ways you can increase your take-home pay each month without relying on a salary bump. So, double your monthly paycheck by employing these 25 tips.
What politicians, small business and mice have in common
Tue, 22 Mar 2016 11:21:42 -0400 - Almost 20 years ago, Dr. Spencer Johnson wrote a legendary book titled, Who Moved My Cheese? It tells a story about four characters who ate only cheese. Early in the story all four characters went to the same place in their world – a maze – to get cheese. The first two were not picky about their cheese or where
Do you value your soybeans more than your time?
Mon, 14 Mar 2016 13:51:15 -0400 - Ever think about time as a commodity? Commodity: something in common use, readily available and virtually the same wherever you find it. Time certainly fits that definition, doesn’t it?  But so does a soybean. Time may be the only commodity we haven’t synthesized. Until we do, it will continue to be unique among
Leveraging a Business Line of Credit for Your Small Business
Fri, 11 Mar 2016 11:17:29 -0500 - By Dmitriy Fomichenko Learn more about Dmitriy on NerdWallet’s Ask an Advisor Having access to credit can help your small business thrive — even if it’s facing difficulties. There are a number of financing options  for small businesses, but a business line of credit is often the best bet for those
Now is the winter of our economic discontent
Mon, 07 Mar 2016 10:10:18 -0500 - If you’re wondering how the economy’s doing, here’s what top news outlets are reporting: “U.S. GDP Fizzles in the fourth quarter” ( Marketwatch.com ); “Economy grinds to a halt in last quarter 2015” ( Money.CNN.com ). But there’s good news: Q1 2016 GDP is projected to be in the 2% range, unlike the two previous


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